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We

simplify

the

complexity

of

mortgage guidelines

complexity

of

mortgage guidelines

We simplify the process of finding answers to loan structuring questions by providing guideline content in a user-friendly, aggregated format. One Subject Per Chart – All Agencies & Investor Overlays Compared.

Or ask our 30+ year guideline experts a question on our widely acclaimed “Ask the Expert” platform.

We also provide an array of educational resources to position you as the “Home Financing Expert” to your referral community.
Swift access to answers gives you a competitive edge in your market and establishes you as a subject matter expert.

We simplify the process of finding answers to loan structuring questions by presenting essential content in a user-friendly format. Furthermore, we provide our widely acclaimed “Ask The Experts” platform, connecting you with our team of guideline experts, each boasting over 30 years of experience in the field.

Additionally, we provide an array of educational resources to assist you in effectively marketing your services to your referral community.

Our platform grants you swift access to answers, providing a significant competitive edge in your market and establishing you as a subject matter expert.

Everything a Mortgage Guidelines subscription includes…

Ask The Experts – Live Scenario Desk

Ask your mortgage question to our experts with over 30+ years of experience and receive a prompt, direct response! Our experts are heads of underwriting, agency experts, and product development specialists who work for some of the top mortgage companies in the country. No rookies on our Loan Scenario desk! –> See Example Questions

01

Charts & Checklists

Who has time to look for guidelines from each agency’s website? You need answers fast, and we deliver that through our 100’s of subject charts that compare ALL agencies and investor overlays on one chart, helping you find the answers quickly. Imagine the hours saved when you skip the vertical search through each agency or investor and use our aggregated comparison instead. And don’t worry; our technical team will update the charts as soon as the guidelines change! Also included in this section of our site are Investor Guidelines and Down Payment Assistance Guidelines by state. –> See Examples

02

Income Analyzers & Calculators

Did you know there are over 50 different types of income!? Our Mortgage Income Analyzers simplify calculating your client’s income by comparing the Agency Guidelines and Investor Overlays for every kind of income. We also host and create calculators to help you with the math! –> See Examples

03

Learning Resources

One thing you can count on in this industry is that you need to keep learning to stay competitive. Our learning resources are self-guided tutorials that step you through many of the technical subjects you or your team need to know. They are written to make complex subjects simple to understand. –> See Excerpt

04

Monthly Guidelines Update & The Best of the Ask the Experts

Guidelines change constantly, and keeping up with those changes makes you look smarter than your competition. Our experts review the guideline changes and how they apply to you each month in a quick and easy-to-read format called our “Rules Issue.” Then, we publish our “Q&A Issue,” which is the “Best of” our Ask the Expert questions, monthly, containing a sample of those questions and answers each month to help you learn from questions from your peers.

05

Agency Bulletins Forms and Guidance

You don’t need to search the agency sites for agency bulletins because we keep them all in one place for you. Once a bulletin is issued, we add it to the site, provide a quick explanation, and update any charts. If it is an urgent update, we email you and post it immediately on our social media sites. 

06

Lunch & Learn Presentations

Training and education are great ways to inform your referral audience and position yourself as the expert. Our graphics team and technical writers have designed ready-to-customize Lunch & Learn presentations that can be used for in-person meetings, webinars, or self-leaning. And, because we write a script for each presentation, you can use the script to make a quick social media video on many topics. –> See Example

07

Mortgage Talking Points

Our content developers turn complex guidelines into educational content for your referral audience. Use this content for a quick referral meeting, social media post, video, newsletter, or any other way you distribute information to your audience. –> See Example

08

Rule Calendar

When an agency issues a guideline change, it does not mean it is effective that day! The new guideline can be based on the closing date, application date, case number assignment, sale to the agency, or any other time frame. Our Rules Calendar shows you when a guideline is changing so you can ensure you don’t miss a crucial rule change.

09

Social Media Posts

You know that posting regularly captures your network’s eyes and brings you more referrals! Our social media posts make that easy, save you time, and help you stay consistently engaged with your network. We develop the graphic and message; you simply copy and paste it into your social stream. It’s that easy to establish yourself as an industry expert! –> See Example

10

Subscription Options

Bulk Team Discount

$49/ month
1 User License

 

  • “Ask the Experts” – Full Access
  • Extensive Collection of Charts and Checklists
  • “Lunch & Learn” – Presentation Materials and Scripts
  • “Mortgage Talking Points” – Emails, Newsletters, Blogs, and Video Scripts
  • Monthly Rule Updates Summarizing Guideline Changes
  • Ready-to-Use Social Media Posts
  • Video-based Online Training Classes
  • Centralized Repository for All Agency Bulletins and Forms
  • No Cancelation Fee

Save 15% Compared to Monthly

$125/ quarter
1 User License

 

  • “Ask the Experts” – Full Access
  • Extensive Collection of Charts and Checklists
  • “Lunch & Learn” – Presentation Materials and Scripts
  • “Mortgage Talking Points” – Emails, Newsletters, Blogs, and Video Scripts
  • Monthly Rule Updates Summarizing Guideline Changes
  • Ready-to-Use Social Media Posts
  • Video-based Online Training Classes
  • Centralized Repository for All Agency Bulletins and Forms
  • No Cancelation Fee

Save 25% Compared to Monthly

$440/ year
1 User License

 

  • “Ask the Experts” – Full Access
  • Extensive Collection of Charts and Checklists
  • “Lunch & Learn” – Presentation Materials and Scripts
  • “Mortgage Talking Points” – Emails, Newsletters, Blogs, and Video Scripts
  • Monthly Rule Updates Summarizing Guideline Changes
  • Ready-to-Use Social Media Posts
  • Video-based Online Training Classes
  • Centralized Repository for All Agency Bulletins and Forms
  • No Cancelation Fee

Save 33% Compared to Individual Monthly

$33/ month
3-50 User Licenses

 

  • “Ask the Experts” – Full Access
  • Extensive Collection of Charts and Checklists
  • “Lunch & Learn” – Presentation Materials and Scripts
  • “Mortgage Talking Points” – Emails, Newsletters, Blogs, and Video Scripts
  • Monthly Rule Updates Summarizing Guideline Changes
  • Ready-to-Use Social Media Posts
  • Video-based Online Training Classes
  • Centralized Repository for All Agency Bulletins and Forms
  • No Cancelation Fee

Save 20% Compared to Team Monthly

$316.80/ year
3-50 User Licenses

 

  • “Ask the Experts” – Full Access
  • Extensive Collection of Charts and Checklists
  • “Lunch & Learn” – Presentation Materials and Scripts
  • “Mortgage Talking Points” – Emails, Newsletters, Blogs, and Video Scripts
  • Monthly Rule Updates Summarizing Guideline Changes
  • Ready-to-Use Social Media Posts
  • Video-based Online Training Classes
  • Centralized Repository for All Agency Bulletins and Forms
  • No Cancelation Fee
Price Upon Request
51+ User Licenses

 

  • “Ask the Experts” – Full Access
  • Extensive Collection of Charts and Checklists
  • “Lunch & Learn” – Presentation Materials and Scripts
  • “Mortgage Talking Points” – Emails, Newsletters, Blogs, and Video Scripts
  • Monthly Rule Updates Summarizing Guideline Changes
  • Ready-to-Use Social Media Posts
  • Video-based Online Training Classes
  • Centralized Repository for All Agency Bulletins and Forms
  • No Cancelation Fee

Trusted by thousands of industry originators, processors, and underwriters!

My favorite is 'Ask the Experts', because it makes me one! I also like the prepared flyers for Realtors, because it made me look good with them too. But the best thing is, if you’re battling with an underwriter, you have documentation to prove you’re right.

Dave MeansSFRC // Billerica, New Hampshire

I was able to get a USDA loan approved that had previously denied thanks to your "Ask The Experts" feature. Without the information I received from the USDA Expert, that loan would have never closed under USDA.

Melanie ThompsonAffiliate Mortgage Specialist // Home for Heroes

Another deal saved and my money well spent on my subscription! You all are amazing!

Jill TaylorArea Manager // MLO-Gateway Mortgage

The answer I received from 'Ask The Experts' SAVED a DEAL for us! This is awesome and you guys rock!!

Ryan BrandenburgerBranch Manager // Cross Country Mortgage

I really appreciate how thorough the answers are from the “Ask the Experts” feature. I love the content layout in MortgageGuidelines.com because it makes finding information that I need, very easy.

Geoff RookerPRMI

Thanks for the wonderful updates, charts/checklists, etc. I’m a student of mortgages and your stuff is by far the best resources I’ve come across in 15 years in the biz.

Joe BuxtonNations Lending

You guys seriously have changed the way we process loans. Super grateful for you guys!

Alex LevyLoan Originator // Cross Country Mortgage

Want to read even more reviews?

We’re grateful to showcase HUNDREDS of reviews from our clients!

Read Even More Reviews

Frequently asked questions

Subscription Questions

What does my subscription include?

All subscriptions include everything that we offer on the platform, which includes:

  • Ask the Expert loan scenario desk
  • Charts & Checklists – Guidelines for Each Agency in one place and aggregated guideline charts highlighting all agency and investor guidelines on one chart by subject.
  • Social Media Posts
  • Lunch & Learn Presentations
  • Learning Resources
  • Online Training Classes
  • Mortgage Talking Points™ – Sharable content for marketing, meetings, or referral network
  • Investor Guidelines
  • MI Guidelines
  • State Down Payment Assistance/HFA Guidelines
  • Monthly Guidelines Update
  • Monthly Q&A Issue
  • Archive of Agency Bulletins & Forms
  • Archive of Compliance Regulation & Exam Manuals

Do you offer a free trial?

We do not offer a free trial. However, many of our subscribers start with a monthly subscription and change it to a longer, more economical subscription once they see what our platform has to offer!

I signed up under one plan and need to change it. Can I do this?

Absolutely! Simply send us an email and we will change this for you!

Do you have any discounts?

We offer a few discounts to affiliate partners who promote our services to their members. These discounts are applied to first-time subscribers and only for their first year. We also offer discounts to larger mortgage lenders who actively promote our solution to their staff but are not ready to commit to an enterprise-level account. To see if you qualify for a discount, you can reach us at info@mortgageguidelines.com

How do I manage my team subscription?

Managing your team is easy.  Go to your Account Dashboard under “Team,” from there, you can add, change, or delete team members.

How many people do I need for a team subscription?

Team subscriptions require a minimum of 3 people and one payment source.  This option provides a substantial discount over the individual subscription options.

How do renewals work?

When you subscribe, you are agreeing to auto-renew your subscription. Our system will automatically charge your credit card on file for the next subscription period when the renewal date arrives and email you an invoice. If you do not want to renew, we will miss you, but make sure you cancel your subscription BEFORE your next renewal date!

Following are the renewal time frames.  They are based on your sign-up date.

  • Monthly – Renews each month.
  • Quarterly – Renews once per quarter.
  • Yearly – Renews each year.

Can I cancel my subscription at any time?

Yes. Just visit your Account Dashboard and click on “Subscriptions” then “View” your subscription, and you can cancel your subscription from that page.

If I cancel, will I still have access to my account?

Once you cancel, you have full access to your account until your next renewal date. At that time, the system will deny access to your account. If you change your mind, you can always sign back into your account and re-subscribe.

Website Questions

Am I allowed to share content with anyone?

All of our subscriptions, except for enterprise accounts, are individual accounts. Content cannot be shared with others in your company. However, content such as social media posts and mortgage talking points are there for you to share with your referral network. Items such as charts, presentations, learning resources, and more are copyrighted and may not be shared with anyone as they are for your personal use only.

Where do I find the new content on the site?

We post our new content under “Charts & Checklists” in “Latest Updates.”

How often do you update your charts? Are they kept up-to-date and accurate?

Our charts are updated immediately when guidelines change and when updates are needed to clarify guidance.  This means charts are pulled down and updated frequently depending on what is changing. Our experts review every chart quarterly to ensure all our information is updated.  Additionally, we have tens of thousands of eyes from our subscribers using our charts, and while it is very rare to find an inaccuracy, they will always let us know! We recommend that you use the charts hosted on our platform and not any printed copies that you have, as the site has the most up-to-date content. Further, we provide the section of the guidelines for you to review for further information or to verify any guidance.

How often do you update your other materials?

All of our resources are updated when a guideline changes. We also employ industry experts to review every piece of our content quarterly and ask them to suggest further updates or clarifications.

How do you notify subscribers of guideline changes?

When an agency issues a bulletin, our technical lead reviews the bulletin to determine the urgency of the guideline change.  If the change may affect loans in your pipeline or is a rule that goes into effect quickly, our team immediately emails our subscribers and posts the change on our social media sites. If the change is not urgent, the guideline update will be in the monthly rules issue.

How do I use the search library?

The search library is a fast and easy way to find our available information based on your interest.  When you type in a keyword, the system will show you what is available from our resources.  You can reduce the search results by filtering based on agency or resource type.

How do I find what I need quickly?

If you know what type of document you want, such as a comparison chart, lunch and learn, or learning resource, etc., go to that page. If you want to know everything that our site offers on a particular subject, use the search library. The search library is a fast and easy way to find what you need.

What happens if I can’t find an answer to my question?

Over 90% of your questions can be answered quickly from our resources.  However, our experts with 30+ years of experience can answer your question if you have a complex or unique situation.  Simply go to “Ask the Experts” and complete the contact form. Your question will be assigned to the appropriate expert.

How do I grow my business using this platform?

Educating yourself and your referral audience is the number one way to succeed in this industry.  That’s why we provide resources to help your knowledge grow, fast answers to your questions, and marketing content to keep you engaged with your audience.  With our easy-to-use resources, new and experienced originators get the support they need to become the home financing expert in their network!

Can I auto-post the social media posts?

Automated marketing leaves you at the bottom of the newsfeed which is why we do not offer auto-posting.  When you auto-post, the social networks flag that post and push it to the bottom of your network’s newsfeed, which means they are not likely to see it.  However, if you post organically which is just a simple copy and paste of our content, the social media network algorithms move your post higher up in the newsfeed.

'Mortgage Guidelines' was formerly 'Mortgage Currentcy'. We'd love to hear what you think about our new branding!

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