Stay prominent on social media with ease. Our specialized content, crafted to highlight your industry knowledge, effortlessly attracts clients.
With our service, consistent and effective posting is no longer a challenge, even without complex scheduling tools. Just select, copy, and share our insightful posts directly to your social feeds.
Focused on education and compliance, our content is meticulously designed to avoid RESPA issues and trigger terms, ensuring each post is both compliant and captivating.
Stay prominent on social media with ease. Our specialized content, crafted to highlight your industry knowledge, effortlessly attracts clients. With our service, consistent and effective posting is no longer a challenge, even without complex scheduling tools. Just select, copy, and share our insightful posts directly to your social feeds. Focused on education and compliance, our content is meticulously designed to avoid RESPA issues and trigger terms, ensuring each post is both compliant and captivating.
Check out some of our real examples…
Use this in your next social media post:
Can a seller credit be used to pay off the buyer’s debt so that they qualify for a mortgage loan?
In markets where seller credits are normal, you may wonder how these credits can be applied to help you buy a home. For conventional or FHA loans, you can use seller credits to pay for closing costs, prepaid expenses, or even points to lower your rate. However, you cannot use them to pay down your debt to qualify for a loan. There is one exception to this, however, and that is a VA loan for Veterans. For VA loans, the credit from the seller can be used to pay off borrower debt to qualify. If you are thinking about buying a home, let’s talk!
Use this in your next social media post:
Can you buy a home while on Temporary Leave?
If you are still employed and on temporary leave, chances are good you can buy a home. The lender will document that you are still employed, that you intend to return to work, and will document any assets you have available after your down payment and closing costs. Depending on the date you return to work, the lender may consider your regular employment income or your temporary leave income, along with the assets available to “tide you over” until you return to work. Let’s talk if you are on temporary leave and want to buy now!
Everything a Mortgage Guidelines subscription includes…
Ask The Experts – Live Scenario Desk
Ask your mortgage question to our experts with over 30+ years of experience and receive a prompt, direct response! Our experts are heads of underwriting, agency experts, and product development specialists who work for some of the top mortgage companies in the country. No rookies on our Loan Scenario desk! –> See Example Questions
01
Charts & Checklists
Who has time to look for guidelines from each agency’s website? You need answers fast, and we deliver that through our 100’s of subject charts that compare ALL agencies and investor overlays on one chart, helping you find the answers quickly. Imagine the hours saved when you skip the vertical search through each agency or investor and use our aggregated comparison instead. And don’t worry; our technical team will update the charts as soon as the guidelines change! Also included in this section of our site are Investor Guidelines and Down Payment Assistance Guidelines by state. –> See Examples
02
Income Analyzers & Calculators
Did you know there are over 50 different types of income!? Our Mortgage Income Analyzers simplify calculating your client’s income by comparing the Agency Guidelines and Investor Overlays for every kind of income. We also host and create calculators to help you with the math! –> See Examples
03
Learning Resources
One thing you can count on in this industry is that you need to keep learning to stay competitive. Our learning resources are self-guided tutorials that step you through many of the technical subjects you or your team need to know. They are written to make complex subjects simple to understand. –> See Excerpt
04
Monthly Guidelines Update & The Best of the Ask the Experts
Guidelines change constantly, and keeping up with those changes makes you look smarter than your competition. Our experts review the guideline changes and how they apply to you each month in a quick and easy-to-read format called our “Rules Issue.” Then, we publish our “Q&A Issue,” which is the “Best of” our Ask the Expert questions, monthly, containing a sample of those questions and answers each month to help you learn from questions from your peers.
05
Agency Bulletins Forms and Guidance
You don’t need to search the agency sites for agency bulletins because we keep them all in one place for you. Once a bulletin is issued, we add it to the site, provide a quick explanation, and update any charts. If it is an urgent update, we email you and post it immediately on our social media sites.
06
Lunch & Learn Presentations
Training and education are great ways to inform your referral audience and position yourself as the expert. Our graphics team and technical writers have designed ready-to-customize Lunch & Learn presentations that can be used for in-person meetings, webinars, or self-leaning. And, because we write a script for each presentation, you can use the script to make a quick social media video on many topics. –> See Example
07
Mortgage Talking Points
Our content developers turn complex guidelines into educational content for your referral audience. Use this content for a quick referral meeting, social media post, video, newsletter, or any other way you distribute information to your audience. –> See Example
08
Rule Calendar
When an agency issues a guideline change, it does not mean it is effective that day! The new guideline can be based on the closing date, application date, case number assignment, sale to the agency, or any other time frame. Our Rules Calendar shows you when a guideline is changing so you can ensure you don’t miss a crucial rule change.
09
Social Media Posts
You know that posting regularly captures your network’s eyes and brings you more referrals! Our social media posts make that easy, save you time, and help you stay consistently engaged with your network. We develop the graphic and message; you simply copy and paste it into your social stream. It’s that easy to establish yourself as an industry expert! –> See Example